desert heart jewelry wholesale Which cities are the digital renminbi piloting
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desert heart jewelry wholesale Which cities are the digital renminbi piloting
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suede jewelry boxes wholesale Digital renminbi first conducts internal closed pilot tests in Shenzhen, Suzhou, Xiong'an, Chengdu, and future Winter Olympics venues.
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The weekly Xiaochuan pointed out that digital currency must be issued by the central bank as a legal currency. The issuance, circulation and transactions of digital currencies shall follow the ideas of integration of traditional currency and digital currency, and implement the same principles management. In other words, Q coins are definitely not good.
Is to create digital currencies with blockchain technology. Zhou Xiaochuan said that blockchain technology is an optional technology, but so far, there are still too many blockchain occupation resources. Whether it is computing resources or storage resources, it cannot be dealt with. Look at it. Zhou Xiaochuan said that in addition to blockchain technology, the Digital Currency Research Team of the People's Bank of China also studied other related technologies involved in digital currency, such as mobile payment, credible and controllable cloud computing, password algorithms, security chips, and so on.
In addition, Zhou Xiaochuan also mentioned that the problem of "51%attack" with more discussions (assuming that individuals have 51%of the calculation speed of the entire network, they can achieve dual payment, can reverse transactions, paralyze the entire network, and paralyze the entire network , Completely losing the transfer function), more for Bitcoin, Bitcoin does not want central banks. Zhou Xiaochuan mentioned that for the digital currency controlled by the central bank, a series of technical means, mechanism design, and laws and regulations will be used to ensure the safety of the digital currency operating system. At the beginning, it is different from the design ideas of Bitcoin.
As for the digital currency schedule, Zhou Xiaochuan said that there was no established timetable. Digital currencies and cash will be parallel and gradual replacement in a long period of time.
What exactly is the digital currency?
D digital currency is different from virtual currency, not Bitcoin nor Q coins.
For many people, the concept of digital currency in the clouds in the clouds are also easy to confuse digital currencies with electronic currencies and virtual currencies. In fact, in a broad sense, digital currencies include broad aspects, including electronic currencies, virtual currencies and legal digital currencies.
okcoin Vice President Duan Xinxing told the reporter of the New Express that electronic currency is the electronicization of fiat currency, including our common bank cards, online banking, electronic cash, etc.; and third -party payment developed in recent years, such as Alipay , Tenpay, etc. "Regardless of their shapes and the circulation of these electronic currencies, their initial source is the fiat currency issued by the central bank."
said that, like the electronic currency, the virtual currency is also invisible, and the two are the most. The important difference is the difference between the issuer. Virtual currency is the electronicization of illegal currency, and its initial issuer is not the central bank. For example, Tencent Q coins and other game coins, such virtual currencies are mainly limited to the circulation of specific virtual environments; for example, Bitcoin is to solve the problem of decentralization and trust through blockchain technology. Realizing global circulation and being sought after worldwide.
, that is, virtual currency can only be closed in the network, and digital currencies can be used for real goods and service transactions, but only digital currencies issued by the state are statutory digital currencies. Bitcoin is illegal Digital currency.
The statutory digital currency is currently not uniform internationally. Yao Qian, deputy director of the Central Bank Science and Technology Department and the head of the preparatory team of the Digital Currency Research Institute, believes that the digital currency research and distribution of the central bank is an indexed RMB. From the schemes of various countries, it belongs to the legal crypto digital currency. Essence Correspondingly, virtual currency is also called illegal digital currency.
If digital currency landing, can the third -party payment such as Alipay still exist?
The third -party payment from the single payment channel and payment gateway model to provide transaction guarantees, balance wealth management, QR code payment, two -dimensional code payment, T 0 business and other more added value account models, third -party payment has also developed in continuous evolution. The emergence of legal digital currencies may make the point payment possible. To a certain extent, it will reduce the dependence of third -party payment institutions as payment transit agencies and payment channels. However, I believe that third -party payment institutions can still find themselves in the new ecosystem. New positioning and value will not completely disappear. Of course, it is necessary to look at the final plan of the digital currency.