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4 thoughts on “wholesale bridal jewelry china What is the significance of China's digital currency?”
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kabbalah jewelry wholesale On April 14, 2020, the central bank officially put digital RMB (DCEP) into Shenzhen, Xiong'an New District, Suzhou, and Chengdu for testing, and will conduct internal testing in the future Winter Olympics scene. It is reported that some civil servants in Suzhou have issued a salary in the form of digital RMB, which has laid a solid foundation for the future promotion and popularization of digital RMB.
The so -called digital RMB is different from virtual currencies such as "Bitcoin", and its payment method is also different from WeChat/Alipay payment. In essence, digital RMB is a digital form of paper RMB and RMB coins. It is also legal, and no one must refuse to accept it. If the paper is understood as a traditional paper letter, the digital RMB is equivalent to email.
Mi people may ask, paper can be used in offline transactions, and online transactions can be paid using online banking transfer, WeChat/Alipay. Is it necessary to get a digital RMB? What is the significance of digital RMB? What are the disadvantages? First of all, the significance of digital RMB
1. Reduce the manufacturing costs and transportation and circulation costs of banknotes and coins. It was 15.289 trillion, and the amount of currency issuance in 2016 was 15.95 trillion, an increase of 10 times in 15 years.
Ip, coupled with the exchange of damage currency, every year my country spends a lot of money on RMB printing. The cost includes special paper, special metal materials, dyes, mechanical equipment and personnel expenditure. In addition, the cost of transportation and circulation after the printing session is also a lot of expenses. With the promotion and popularization of digital RMB, the phenomenon that the RMB needs to be adjusted in different places and the banknote transport vehicles running around the streets. Phenomenon will be effectively improved.
2. Differential diseases that cut off the diseases with Renminbi as the carrier are transmitted in many germs that are transmitted by RMB as the carrier. In addition, the high flow of RMB in the market. Once the disease is spread through paper It will be a "huge amount of project". For example, during the epidemic in the first half of the year, in order to cut off the new crowns to transmit cross -provinces and cities with currency as the carrier, the central banks adopted measures to disinfect the farmers' markets, hospitals, bus companies, etc. for 14 days. Stopped the transfer of RMB across provinces. If you use digital RMB, these problems will be solved.
3, digital RMB can track traceability, effectively crack down on criminal activities such as money laundering and fraud, and digital currencies have a unique encoding. Through technical means, you can track the source of one currency. Where is the money being spent, where it is spent, who is paid, and even you can be recorded. In this way, a complete flow of funds can be achieved through traceability, and illegal acts such as money laundering, fraud, bribery and bribery can be effectively cracked down.
4. Effectively bypass the US dollar settlement. At present, the US dollar almost monopolizes the global multinational trade settlement. It has no currency to establish the status of the US dollar settlement system. Although the dominant status of digital RMB who wants to shake the US dollar in the short term is unrealistic, digital RMB has the advantages of fast settlement and fast accounts;
Electronic wallets can realize real -time arrival. The advantage of digital RMB can effectively promote the globalization process of the RMB, which is of certain significance for breaking and shaking the US dollar hegemony in the future. Summary: In addition to the above advantages and status, digital RMB has many other advantages. For example, if you do n’t need to open a account of various banks, you only need to install an electronic wallet; And there is no handling fee for transactions.
The disadvantages of digital RMB. First of all, the number of mobile phone netizens in my country has exceeded 800 million people, which means that 500 million people have not used mobile payment. No matter how convenient the mobile payment is, there is still a lot of threshold for some people. If digital RMB cannot allow everyone to use without thresholds and equal use, the significance of digital RMB will be greatly reduced.
Furthermore, the introduction of digital RMB will reduce people's understanding of wealth and simply define wealth as numbers, so that the bad debt rate in the credit system will rise. Summary: Generally speaking, the advantages of digital currencies are more disadvantaged. In the future, digital currencies will not immediately replace paper currencies. Instead, they coexist with paper currency. The process of adaptation.
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