1 thought on “What are the general warning information of the GPS platform of the car loan industry”

  1. Considering the particularity of the car loan industry, the car loan housekeeper platform will be used as an example to summarize more functional early warning information of car loan.
    1. Uncomfortable areas
    The commonly used area here generally refers to: residential address and working address, here you need to fill in this information when adding customers. If the vehicle does not enter the area within the specified time, the authenticity of customer information needs to be checked.
    2. Out of the administrative area
    The vehicle one day the administrative division was exported to other cities. At this time, it may be a business trip or something else, but the monitor should ask the situation in time. On the one hand, it is to understand the purpose of the customer's travel. If it is normal behavior, the alarm can be lifted; on the other hand, it also plays a deterrent role, so that customers who prepare for breach of contract will have a psychological effect of thief guilty conscience.
    3. Sensitive areas
    Sensitive areas are divided into two types: alarm in sensitive areas and parking timeout for parking. (Here the sensitive area refers to the two -way place, used car market, etc.)
    In alarm into a sensitive area. This is a warning function, because it is normal to pass by a region occasionally, and we cannot restrict the scope of customers' activities. The alarm in the sensitive area does not stop the alarm, which means that the customer is passing by. However, if you stay in a few sensitive areas, you must return the trajectory after staying, and then return the trajectory in recent days. Condition.
    The last step is to send foreign duty personnel to investigate. If you find that customers violate the agreement, they can take pictures on the spot.
    4. Stay time timeout
    Ronditioned that the borrower of the vehicle mortgage needs to be driven frequently. Otherwise, if you do not need to use a vehicle frequently, it is better to make pledge borrowings, and the interest rate is still low.
    So if the GPS positioning risk control platform analysis found that the borrower's vehicle has been static for a long time, and there is reason to doubt whether the borrower has pledged the car to the second arrival company. No, you can check it at the parking location.
    5. Offline timeout
    has many types of offline conditions. It may be that the vehicle is parked in an underground garage and loses the GPS signal and causes offline. It may be artificially destroyed and demolished the equipment. This situation depends on whether the equipment is offline, and part of the offline is likely to be demolished. However, for the situation of offline, especially if the offline exceeds a certain period of time, it must be highly alert and take corresponding measures.
    In short, the GPS monitoring and management of the car loan platform must be discovered, early control, and early processing. Although the early warning information is more, each one must be investigated one by one. However, if the crisis occurs, the investigation of the department must be communicated across the department. GPS monitoring and management shall establish its entire post -loan risk control system and model through the GPS risk control platform to effectively reduce the risk of breach of contract.

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